Everyone knows it’s important to have a Last Will and Testament. But, that doesn’t stop many of us from putting it off. Unfortunately, with only 44% of Americans having a will, millions of Americans are at risk of dying intestate (a situation where you don’t get
These days, it’s fairly common to see advertisements and articles encouraging seniors to sell their life insurance policies in order to free themselves up from expensive monthly payments, to get much-needed funds to supplement their retirement lifestyle and/or long-term care or to do both. It sounds like a
Identity theft can be devastating, leading to everything from financial losses and ruined credit ratings to endless bureaucratic issues. And it’s more common than you think – in 2017 alone, reports found that 16.7 million Americans became victims of identity fraud. Even more concerning is that seniors
As a small business owner or a family business owner, your company is your legacy – a means to provide for your family and valued employees, giving them financial security and a rewarding career. But the reality is that all that can quickly fall apart if you don’t
In the event of a divorce, it’s essential that you update your estate plan. When 2018 ended in a rush of divorces before the tax law changes that took place on 1st January, there are many divorced people who haven’t yet had the time to change their estate
Many couples are under the impression that if they don’t have any children, they don’t really need an estate plan. However, the reality is that everyone should have an estate plan – if you’re a legal adult and you own assets, no matter their value, an estate plan
Here is some important insight into this law specialization from an elder law attorney in New Jersey.
Firstly, an elder law attorney works to protect the rights of seniors and their families in areas such as age-related health concerns, wills and trusts, long-term care,
If you’re considering a reverse mortgage (also known as a Home Equity Conversion Mortgage) as a means to supplement your retirement plan, it’s important to know the pros and cons. Here are some insights from your elder law attorney in New Jersey.
The Pros
While it’s true that a lot of the focus of estate planning is one the considerable benefits it has on reducing the taxation on your estate and assets, this isn’t the sole point of having an estate plan. Tax planning is just one part of estate planning, it’s
When we hear the phrase “estate plan”, it’s easy to think of complex, convoluted legal strategies that only apply to the wealthy – but it’s not. In reality, it’s a set of legal documents that ensure that your wishes are met, whatever they are. Here’s a guide to