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by Frank Campisano

People are often intimidated by the concept of a “trust” or trust fund because of the common perception that trusts are extremely complicated legal devices.  Although it is often true that certain trusts can indeed be intricately structured to accomplish particular purposes, the fundamental components of

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By necessity, Medicaid, which was intended to provide assistance to impoverished citizens, has become the default long-term care insurance for the middle class. Consider this: The average cost of institutionalized nursing care in New Jersey is between $7,500.00 and $12,000.00 per month.  Contrary to popular belief, Medicare does not provide

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A comprehensive estate plan resolves a number of legal questions that arise whenever anyone dies: What is the state of their financial affairs? What real and personal property do they own? Who gets what? Does a personal guardian need to be appointed to care for minor

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