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A Guide to Medicaid Planning When You are Single or Widowed

October 01, 2018 Frank Campisano

Elderly woman touching face of young female nurse

When it comes to Medicaid planning, a lot of the focus is on how you can go about protecting your assets through different strategies under existing spousal protection rules – but what about people who are unmarried or widowed? Fortunately, there are solutions, says a leading elder law attorney

These are the Top Concerns People have About Retirement

September 17, 2018 Frank Campisano

For many Americans entering retirement, their focus is more on maintaining their current living needs rather than being able to leave a substantial inheritance to their dependents. Retirement should be a relaxing period in which to enjoy your Golden Years, but that doesn’t mean that it doesn’t come without its

Elder Law Advice for Alzheimer’s Patients

September 03, 2018 Frank Campisano

If you or a loved one have received a diagnosis for Alzheimer’s disease, creating a legal plan for the future is an essential step for ensuring that medical care and financial assets are managed properly. It’s best to address this plan as early as possible, ensuring that the necessary people

How New Laws Support the Reporting of Financial Elder Abuse

August 20, 2018 Frank Campisano

In May this year, the Economic Growth, Regulatory Relief, and Consumer Protection Act was signed into law, and it contains some elements that are critical to reporting financial elder abuse. This is vital to protecting seniors and their assets, as financial abuse that targets the elderly is reported by the

Can I Create a Trust While in Debt?

August 06, 2018 Frank Campisano

If you’re in debt, you’re not alone. In fact, 2017 statistics showed that the total debt for American households reached a massive $12.84 trillion, with 4 out of 5 people living in the red. For most people, their debt is usually in the form of mortgages and student loan debt,

Is it Enough to Just Have a Will?

July 23, 2018 Frank Campisano

Did you know that according to research by the AARP (formerly known as the American Association for Retired Persons), 6 in 10 American adults don’t have a Last Will and Testament? The statistics get worse in the younger segments of society, with a massive 78% of Millennials (adults between

Important Changes to Veteran Care Legislation

July 09, 2018 Frank Campisano

Recently, the US Senate passed new legislation that impacts on veteran care. The bill, known as S2373 or the VA Mission Act of 2018, expands on long-term care and post-acute care (LT/PAC) options. Here are some insights into what this bill means, and the changes veterans can expect, from a

What is a SLAT Trust?

June 18, 2018 Frank Campisano

A Spousal Lifetime Access Trust or SLAT trust is a facility often used to reduce estate taxation. Here’s some information on how this trust works and it’s benefits for married couples, from a top estate planning attorney in New Jersey. How Does A SLAT Trust Work? Unlike other bypass trusts like

Inside Reverse Mortgage Scams

June 04, 2018 Frank Campisano

Reverse mortgages are a useful tool for seniors who often have significant equity in their homes (they have often made significant progress in paying off their homes) and want to be able to access that money to convert it into supplemental income. This is a fairly complex process, leaving the

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