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Can I Create a Trust While in Debt?

August 06, 2018 Frank Campisano

If you’re in debt, you’re not alone. In fact, 2017 statistics showed that the total debt for American households reached a massive $12.84 trillion, with 4 out of 5 people living in the red. For most people, their debt is usually in the form of mortgages and student loan debt,

Is it Enough to Just Have a Will?

July 23, 2018 Frank Campisano

Did you know that according to research by the AARP (formerly known as the American Association for Retired Persons), 6 in 10 American adults don’t have a Last Will and Testament? The statistics get worse in the younger segments of society, with a massive 78% of Millennials (adults between

Important Changes to Veteran Care Legislation

July 09, 2018 Frank Campisano

Recently, the US Senate passed new legislation that impacts on veteran care. The bill, known as S2373 or the VA Mission Act of 2018, expands on long-term care and post-acute care (LT/PAC) options. Here are some insights into what this bill means, and the changes veterans can expect, from a

What is a SLAT Trust?

June 18, 2018 Frank Campisano

A Spousal Lifetime Access Trust or SLAT trust is a facility often used to reduce estate taxation. Here’s some information on how this trust works and it’s benefits for married couples, from a top estate planning attorney in New Jersey. How Does A SLAT Trust Work? Unlike other bypass trusts like

Inside Reverse Mortgage Scams

June 04, 2018 Frank Campisano

Reverse mortgages are a useful tool for seniors who often have significant equity in their homes (they have often made significant progress in paying off their homes) and want to be able to access that money to convert it into supplemental income. This is a fairly complex process, leaving the

What is Legacy Planning All About?

May 07, 2018 Frank Campisano

Legacy planning is a term that’s increasingly associated with estate planning - but what is it really all about and should you consider it? Here’s some insight from an estate planning attorney in NJ. What is Legacy Planning? Essentially, this is a more comprehensive estate planning and financial strategy that focuses on

The Most Popular Estate Planning Goals for Couples

April 23, 2018 Frank Campisano

Everyone’s goals for their estate plan is different and couples are no exception. Often, these plans are highly customized and specific to a couple’s circumstances – their earnings, how they prefer to invest certain assets, and how they prefer to provide for their dependents, etc. Here are some common goals

Benefits for Elderly Veterans in New Jersey

April 09, 2018 Frank Campisano

The Department of Veterans Affairs is continually adjusting benefits to better suit veteran’s needs as they change – especially as the population of veterans ages. With over 12.4 million veterans over the age of 65 in the USA and over 413 veterans and their families in New Jersey, it’s important

Business Succession Planning Tips

March 19, 2018 Frank Campisano

An estate planning attorney in New Jersey has to be able to offer you the right legal advice to deal with a wide range of matters and deliver a plan that is uniquely suited to your estate. For some people, this means ensuring that there is a succession plan in

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