The Most Popular Estate Planning Goals for Couples

Everyone’s goals for their estate plan is different and couples are no exception. Often, these plans are highly customized and specific to a couple’s circumstances – their earnings, how they prefer to invest certain assets, and how they prefer to provide for their dependents, etc. Here are some common goals that bring all these plans together and might help you with formulating your own estate plan too, from a leading estate planning attorney in New Jersey.

  1. Provision for loved ones: One of the most important estate planning goals for most couples is to provide for their dependents in the event that one or both of them pass away. Provisions are usually in place for the surviving spouse, children, parents, grandchildren and even pets.
  2. Protection of assets: These are provisions that are put in place to protect assets that dependents will inherit. Generally, they are protected from creditors and future spouses in the event of a divorce.
  3. Tax minimization:  By minimizing taxes, couples can maximize the amount going to their chosen heirs and loved ones, so this goal goes hand-in-hand with the first goal. Taxes to consider include state and federal estate taxes, as well as state and federal income tax.
  4. Affordability: A concern for couples is that their estate plan – designed to protect their assets – will cost more than they’ll save. With a minimal level of complexity and by tailoring the structure of an estate plan, your attorney can deliver something that is both effective and affordable.
  5. Incapacitation provisions: This is the part of your estate plan that deals with the possibility that you and/or your spouse may be rendered incapable of making medical and financial decisions. Legal tools like Healthcare Proxies and Financial Power of Attorney documents let you plan everything out in advance according to your own wishes, from financial decisions and medical treatment to business succession and insurance planning.

Professional Estate Planning in New Jersey – Tailored to Your Needs 

You deserve a legal solution that is uniquely tailored to your needs, so speak to New Jersey estate planning attorney Frank R. Campisano today. Whether you want to create a Last Will and Testament or are interested in updating more complex estate planning documents such as trusts, Medical Directive and Power of Attorney documents, he can ensure that the right legal documentation is developed in order to meet your specific wishes.

For peace of mind estate planning or advice on creating your Last Will and Testament, please contact Frank R. Campisano or visit our website today at

Benefits for Elderly Veterans in New Jersey

The Department of Veterans Affairs is continually adjusting benefits to better suit veteran’s needs as they change – especially as the population of veterans ages. With over 12.4 million veterans over the age of 65 in the USA and over 413 veterans and their families in New Jersey, it’s important to know what the VA can offer in terms of assistance. Here are some insights from a leading elder law attorney in NJ.

The Aid & Attendance and Housebound Program 

Housebound and the A&A are pension programs where veterans receive monthly monetary assistance. To qualify, candidates must have fulfilled 90 days of active service and have an income below the qualifying threshold. These programs are designed to assist veterans who require assistance with daily tasks, are in nursing homes, are bedridden or have other complex needs. Depending on the circumstances, a veteran may apply for one of the programs but not both, and they can assist families of veterans who qualify.

The New Jersey Transportation Program 

This program offers free transportation to VA medical centers, clinics, hospitals and private physicians, as well as VA Regional Offices and local Veteran Service Offices. All you have to do is contact the NJ State Veterans Service Officer and they will assist with transportation needs.

Housing Benefits for Veterans 

Elderly veterans looking for an affordable housing solution can apply for the state’s three Veteran Memorial Homes situated in Menlo Park, Paramus and Vineland. Qualifying veterans must have been honorably discharged, and benefits under specific circumstances be extended to accommodate widows of veterans and Gold Star parents. There are also additional services that veterans can access, including occupational, speech and physical therapy programs, as well as support groups and counselling services.

Enjoy the Fresh Air 

Benefits are not limited to healthcare and housing services, as the NJ Division of Fish and Wildlife also offers benefits to veterans that include a selection of free licenses to qualified disabled veterans, from fishing and hunting licenses to trout stamps.

Access the Benefits You Deserve – Speak to a Leading Elder Law Attorney in NJ 

Frank R. Campisano is highly experienced and compassionate elder law attorney with considerable knowledge of veterans’ benefits, including assisting with applications, appeals and other Veterans and elder law issues.

For a free consultation, please contact us today and speak to Frank R. Campisano or visit our website at


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